Submit one secure request in about 2 minutes and see what lenders in our network may offer. All credit types considered. Free, with no obligation.
Checking your options is free. We are not a lender.
One request instead of filling out forms on many lender websites.
Tell us how much you need and a few details about your income and bank account. It takes about 2 minutes.
We share your request with lenders in our network. Each lender decides whether it can make you an offer.
If a lender can help, you'll go to their site to see the rate, fees and term. You're never obligated to accept.
Know the full cost before you decide. Lenders in our network set their own rates and terms within the ranges below.
Loan amounts range from $1,000 to $5,000. Repayment periods range from a minimum of 91 days to a maximum of 72 months. The maximum Annual Percentage Rate (APR), which includes the interest rate plus fees and other costs for one year, is 35.99%. The minimum APR is 5.99%.
Representative example: a $2,500 loan with a 24-month term at a 21.99% interest rate and a 4% origination fee ($100, deducted from the loan proceeds) has an APR of 26.31%. You would make 24 monthly payments of $129.68, for a total repayment of $3,112.32.
| Loan amount | Term | Interest rate | Origination fee | APR | Monthly payment | Total repayment |
|---|---|---|---|---|---|---|
| $1,000 | 12 months | 27.50% | $30 (3%) | 33.54% | $96.26 | $1,155.12 |
| $2,500 | 24 months | 21.99% | $100 (4%) | 26.31% | $129.68 | $3,112.32 |
| $5,000 | 36 months | 17.99% | $250 (5%) | 21.73% | $180.74 | $6,506.64 |
Examples are for illustration only. Your actual rate, fees and term depend on the lender and on your credit profile, income and state of residence. Late or missed payments may result in additional fees and may be reported to credit bureaus. Not all applicants will be approved. Full rates & fees disclosure.
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Pick what fits — we'll start your request with it.
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If you agree, a lender or one of our partners may call, text or email you about your request. You can opt out at any time.
A lender will show you the APR, fees, payment amount and term before you sign anything. Compare, ask questions, take your time.
Submitting a request is free. If an offer doesn't feel right, simply don't accept it — there's no cost to you.
Still unsure? Here are straight answers.
Submitting a request on our site does not by itself affect your credit score. Lenders may check your credit with one or more credit bureaus to review your request, and some of those checks may appear on your credit report.
If you are approved and accept an offer, many lenders deposit funds as soon as the next business day. Exact timing depends on the lender and your bank.
Yes. Lenders in our network consider all credit types and look at more than your score — for example your income and how long you've had your job. Approval is not guaranteed.
Your request is sent over a 256-bit encrypted connection. We do not keep your Social Security number or bank account number in our own database — they are passed only to lenders and partners reviewing your request.
No. Our service is free to use. We are paid by lenders and partners in our network. Any fees for a loan are set by the lender and shown to you before you accept.
Lenders are required by federal law to verify your identity before making an offer. Your bank account tells them where to deposit funds if you accept a loan.
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Taking you to the lender's website, where you can review the rate, fees and terms before deciding.
Lenders in our network weren't able to make an offer based on the information provided. This can happen for many reasons, such as income, state of residence or recent requests.